<style type="text/css">
<!-- 
body
	{
  font-family: Verdana, Geneva, Arial, helvetica, sans-serif;
	color: #000000;
	}
p
	{ 
	font-family: Verdana, Geneva, Arial, helvetica, sans-serif;
	font-size: 90%;
	color: #000000;
	margin-left: 5em;
	margin-right: 5em;	
	}	
.nav 
	{
	font-family: Verdana, Geneva, Arial, helvetica, sans-serif;
	font-weight: bold;
	color: #FFFFFF;
	}
.footer
	{
	font-family: Verdana, Geneva, Arial, helvetica, sans-serif;
	font-size: 80%;
	color: #FFFFFF;
	} 
.disclaimer
	{
	font-family: Times New Roman;
	font-size: 90%;
	color: #cc0000;
	margin-left: 8em;
	margin-right: 8em;	
	margin-bottom: 1em;
	margin-top: 1em;
	text-align: center;
	font-style: italic;
	}
.dropcap 
	{
	float: left;
	color: #000000;
	font-size: 80px;
	line-height: 60px;
	padding-top: 2px; 
	font-family: Times New Roman; 
	}	 	
-->
</style>

